Georgetown, Washington DC
Mortgage Company in Georgetown, DC
- 100+ lenders, one application
- Jumbo and condo loans
- No credit pull to start
Georgetown homes often run past the District loan limit, and many were built in the 1800s. Access Financial is an independent mortgage company in Georgetown DC that shops your file with more than 100 lenders.
Serving
Georgetown, Burleith, Glover Park and the West End
Office
8115 Maple Lawn Blvd, Suite 350
Fulton, MD 20759
Phone
(443) 494-4001- Lenders100+ wholesale
- PreapprovalSame day letter
- DC licenseMLB1370402
- NMLS1370402
- $1.51MTypical Georgetown home
- 14 daysTo pending
- $1,249,1252026 loan limit
- 100+Wholesale lenders
Loan programs
Loans for historic row houses and river condos
A waterfront condo and an East Village row house need very different approvals. Each runs through one mortgage company in Georgetown DC and one loan officer.
Jumbo loans
Most Georgetown houses sit above $1,249,125. Jumbo loans in Georgetown go to lenders that want large balances.
About jumbo loansCondo loans
Every building gets its own review. Condo loans in Georgetown go smoother when we check the association before you offer.
Condo purchase loansPurchase loans
Georgetown home loans for row houses, semi detached homes and detached houses on the streets above M Street.
About purchase loansSecond home loans
Many buyers keep a Georgetown place for work weeks in the city. A second home loan fits that plan.
About second home loansCash out refinance
Long time owners can pull equity for a kitchen, a roof or their next purchase.
About cash out refinanceSelf employed loans
Business owners and partners can qualify on the income they actually earn.
Self employed mortgagesWhy us
One bank sees your file? We show it to 100.
A bank sells only its own loans. We are an independent mortgage company in Georgetown DC, licensed by the District. We put your file in front of more than 100 lenders and return their offers in writing.
Jumbo offers compared
Large loan pricing varies widely by lender. We line up offers side by side before you lock.
Condo buildings checked early
A building one lender rejects can pass with another. We read the questionnaire before you commit.
One loan officer to closing
The same person handles your file from the first call to the final signature.
No credit pull to start
Early talks use the numbers you share. We pull credit once you pick a lender.
The Georgetown market
Fewer listings, faster decisions.
Zillow put the typical Georgetown home value near $1,514,967 in June 2026, with homes pending in about 14 days.
Good houses here rarely wait. A same day letter from a mortgage company in Georgetown DC lets you make an offer the day you tour.
What one application gets you
- Lenders who can see your file100+
- Loan programs reviewed40+
- Time to a preapproval letterSame day
- Loan officers handling you1
- Credit pulled to get this farNone
Who we help
Which Georgetown buyer are you?
Most calls to a mortgage company in Georgetown DC start with one of these four.
"The house is well over the loan limit."
Jumbo pricing varies widely. We compare lenders side by side before you lock.
Jumbo loan options"We want a condo near the waterfront."
The association documents decide which lenders approve the building. We review them early.
Condo purchase loans"I own a business and my tax returns look low."
Some lenders qualify you on bank statements instead of tax returns.
Bank statement loans"We own here and want to use our equity."
A cash out refinance or a HELOC can fund repairs without selling.
About HELOCsWhere we lend
Georgetown and the streets around it
One mortgage company in Georgetown DC file covers the whole neighborhood, from the C&O Canal to Georgetown University. Searching for a mortgage lender near me from Burleith or Glover Park? Our team handles Georgetown home loans by phone and secure upload.
- East Village
- West Village
- Georgetown Waterfront
- Georgetown Heights
- Burleith
- Hillandale
- Glover Park
- Foxhall Village
- West End
- Foggy Bottom
How it works
How a Georgetown file moves
Every step with our mortgage company in Georgetown DC team happens by phone and online.
- First callIncome, savings and the home you wantAbout 10 min
- Building and file checkCondo review plus lender matchSame day
- PreapprovalA written letter for your agentSame day
- ClosingOne loan officer throughout30 to 45 days
Other locations
Nearby areas we serve
The same team and lender list cover each of these areas.
Before you apply
Worth reading first
What Georgetown buyers look at before choosing a lender.
Find out what you qualify for
Compare jumbo offers before you tour
Tell us how you earn and what you want to buy. Options come back in writing, with no credit pull to start.
Call (443) 494 4001 to reach a mortgage company in Georgetown DC directly, or apply online.
Access Financial Mortgage Corp. NMLS 1370402. District of Columbia License MLB1370402. Equal Housing Opportunity. This is not a commitment to lend. All loans are subject to credit approval, property review and program guidelines.
FAQ
Questions Georgetown buyers ask
Do most Georgetown homes need a jumbo loan?
Many do. A mortgage company in Georgetown DC like ours compares jumbo lenders, so you see pricing from more than one bank.
What is the 2026 loan limit in DC?
The District's conforming limit is $1,249,125 for a single family home. Larger loans are jumbo loans.
Does the historic district affect my loan?
Not the approval itself. Exterior changes in Georgetown go through the Old Georgetown Board, so plan renovation timelines with that in mind.
Can I finance a co op?
Some lenders finance co ops and many do not. We find the ones that lend in your building.
Are you licensed in DC?
Yes. Access Financial holds District of Columbia license MLB1370402 and NMLS 1370402.
How fast can I be preapproved?
Many buyers who call a mortgage company in Georgetown DC like ours have a letter the same day.