Alexandria, Virginia
Mortgage Company in Alexandria, VA
- 100+ lenders, one application
- Renovation loans for older homes
- No credit pull to start
An Alexandria address can mean an Old Town row house or a Kingstowne townhouse in Fairfax County. Access Financial is an independent mortgage company in Alexandria VA that brings more than 100 lenders to either one.
Serving
Old Town to Kingstowne, city and county addresses
Office
8115 Maple Lawn Blvd, Suite 350
Fulton, MD 20759
Phone
(443) 494-4001- Lenders100+ wholesale
- PreapprovalSame day letter
- VA licenseMC-5948
- NMLS1370402
- $666KTypical Alexandria home
- 16 daysTo pending
- $1,249,1252026 loan limit
- 100+Wholesale lenders
Loan programs
Row houses, rehabs and everything newer
Colonial era streets, 1940s garden apartments and new towers at Potomac Yard. One mortgage company in Alexandria VA finances all of them.
Purchase loans
Alexandria VA home loans for condos, townhouses and detached homes in the city and the county.
About purchase loansFHA 203k renovation
Older homes often need updates. FHA 203k loans in Alexandria cover the price and the repairs together.
About 203k loansVA purchase loans
VA loans near Fort Belvoir give eligible buyers a purchase with no down payment.
About VA loansConventional 97
3 percent down for qualified buyers. A solid start for a first time home buyer Alexandria VA file.
About Conventional 97Home equity loan
A fixed lump sum for a kitchen, roof or addition, with a steady monthly payment.
About home equity loansShorter term refinance
Trade a 30 year loan for 15 or 20 years and cut the total interest you pay.
About shorter termsWhy us
A bank offers one loan. We compare 100.
A bank sells only what it owns. We are an independent mortgage company in Alexandria VA homeowners use to compare many lenders on a single application.
Older homes, fewer surprises
Historic and older properties can raise appraisal questions. We pick lenders that handle them well.
Military families covered
Fort Belvoir and the Pentagon are close by. We set up VA files around your report date.
One loan officer to closing
The person you first talk with stays with your file the whole way.
No credit pull to begin
We start with your numbers. Credit is checked only when you are ready.
The Alexandria market
Steady prices. Quick decisions still win.
Zillow put the typical Alexandria home value near $666,031 in August 2026. Homes went to pending in about 16 days.
A same day letter from a mortgage company in Alexandria VA gives your offer weight with sellers.
What one application gets you
- Lenders who can see your file100+
- Loan programs reviewed40+
- Time to a preapproval letterSame day
- Loan officers handling you1
- Credit pulled to get this farNone
Who we help
Which story is yours?
Most calls to a mortgage company in Alexandria VA start with one of these four.
"We love a 1920s Del Ray bungalow that needs work."
A renovation loan covers the purchase and the updates, so you do not need separate cash for repairs.
FHA 203k loans"Fort Belvoir is my next duty station."
We confirm your VA entitlement early and keep the closing on track with your report date.
VA entitlement explained"We own in Old Town and want equity for a remodel."
A home equity loan gives a fixed lump sum and leaves your first mortgage alone.
Home equity loans"I rent near Potomac Yard and want to buy nearby."
Compare your rent to a real monthly payment before you decide.
Rent vs buy calculatorWhere we lend
City streets and county neighborhoods
One mortgage company in Alexandria VA file covers the city and the Fairfax County side. Searching for a mortgage lender near me from Del Ray or Kingstowne? You get the same team either way, handling Alexandria VA home loans by phone and online.
- Old Town
- Del Ray
- Rosemont
- Carlyle
- Potomac Yard
- Parkfairfax
- Seminary Hill
- Cameron Station
- Eisenhower East
- Arlandria
- Kingstowne
- Franconia
- Huntington
- Belle Haven
- Mount Vernon
- Hybla Valley
- Rose Hill
- Groveton
- Beverley Hills
- Brookville
How it works
What working with us looks like
Every step with our mortgage company in Alexandria VA team happens by phone and online.
- Short callIncome, debts and the home you wantAbout 10 min
- Lender matchYour file goes to lenders that fitSame day
- PreapprovalA written letter for your offerSame day
- ClosingSame loan officer throughout30 to 45 days
Other locations
Other places we lend in Virginia
The same team and lenders serve each of these areas.
- Northern VirginiaThe whole region
- WoodbridgePrince William County, I 95
- Dale CityPrince William County
- ManassasCity and Manassas Park
- Fairfax CountyTysons, Reston, Springfield
- Loudoun CountyAshburn, Leesburg, Sterling
- Prince William CountyWoodbridge to Gainesville
- ArlingtonThe Metro corridor
- Hampton RoadsNorfolk, Virginia Beach, Hampton
- RichmondCity, Henrico, Chesterfield
- FredericksburgStafford and Spotsylvania
Before you apply
Before you make an offer
Pages Alexandria buyers find useful before choosing a lender.
Find out what you qualify for
Put your options side by side
Tell us how you earn and what you want to buy. Your options come back in writing, and there is no credit pull to start.
Call (443) 494 4001 to reach a mortgage company in Alexandria VA directly, or apply online.
Access Financial Mortgage Corp. NMLS 1370402. Virginia State Corporation Commission License MC-5948. Equal Housing Opportunity. This is not a commitment to lend. All loans are subject to credit approval, property review and program guidelines.
FAQ
Questions from Alexandria buyers
Why use a mortgage company instead of my bank?
A bank offers its own loans only. A mortgage company in Alexandria VA shops your file with many lenders so you compare real offers.
What is the 2026 loan limit in Alexandria?
It is $1,249,125 for a single family home, in both the city and the Fairfax County side.
Can a first time home buyer in Alexandria buy with little down?
Yes. A first time home buyer Alexandria VA file can start at 3 percent down conventional or 3.5 percent with FHA.
Can I finance an older home that needs work?
Yes. An FHA 203k loan covers the purchase and the repairs in one mortgage.
Will you check my credit right away?
No. We start with your numbers and pull credit only when you choose to proceed.
How fast can I be preapproved?
Buyers who call a mortgage company in Alexandria VA like ours often have a letter the same day.