Anne Arundel County, Maryland
Mortgage Company in Anne Arundel County, MD
- 100+ lenders, one application
- Fort Meade families
- No credit pull to start
Anne Arundel buyers range from Fort Meade families to Annapolis waterfront owners. Access Financial is an independent mortgage company in Anne Arundel County MD. We shop each file with more than 100 lenders.
Serving
Annapolis, Odenton, Glen Burnie and Severna Park
Office
8115 Maple Lawn Blvd, Suite 350
Fulton, MD 20759
Phone
(443) 494-4001- Lenders100+ wholesale
- PreapprovalSame day letter
- MD license21763
- NMLS1370402
- $514KTypical county home
- 8 daysTo pending
- 44.4%Sold over list price
- 20 minOdenton to our office
Loan programs
From Fort Meade to the waterfront
Townhouses in Odenton, capes in Glen Burnie and homes on the Severn. One mortgage company in Anne Arundel County MD handles each of them.
VA purchase loans
VA loans near Fort Meade let eligible service members purchase with no down payment and no monthly mortgage insurance.
About VA loansGovernment contractor loans
Cleared work around Fort Meade often confuses banks. Our lenders read it correctly.
About contractor loansPurchase loans
Anne Arundel County home loans for townhouses, single family homes and waterfront property.
About purchase loansConventional 97
3 percent down for qualified buyers. A good fit for a first time home buyer Anne Arundel file.
About Conventional 97Second home loans
A weekend place on the Chesapeake follows its own rules. We know which lenders like waterfront.
About second home loansJumbo loans
The county limit is $832,750. Larger Annapolis mortgage loans go to jumbo lenders we compare for you.
About jumbo loansWhy us
Eight days to pending needs a fast lender.
A bank offers its own loans on its own timeline. We are an independent mortgage company in Anne Arundel County MD, 20 minutes from Odenton. We compare more than 100 lenders and send the offers back in writing.
Clearance jobs understood
NSA and contractor pay, bonuses and polygraph schedules do not surprise our lenders.
Waterfront know how
Flood insurance and piers change the payment and the appraisal. We plan for both.
One loan officer, start to close
You deal with the same person from first call to closing.
No credit pull at the start
Early talks use the numbers you share. Credit is checked when you pick an option.
The county market
Fast sales and frequent bidding.
Zillow put the typical Anne Arundel County home value near $514,257 in June 2026. Homes went to pending in about 8 days, and 44.4 percent sold over list price.
A written preapproval from a mortgage company in Anne Arundel County MD lets you offer the day a home lists.
What one application gets you
- Lenders who can see your file100+
- Loan programs reviewed40+
- Time to a preapproval letterSame day
- Loan officers handling you1
- Credit pulled to get this farNone
Who we help
Does your move look like one of these?
Most calls to a mortgage company in Anne Arundel County MD start with one of these four.
"I am PCSing to Fort Meade this summer."
We line up VA eligibility and a preapproval before you arrive.
VA entitlement explained"I hold a clearance and just switched contractors."
Moves within the same field usually count. We find lenders that agree.
Government contractor loans"We want a house on the water near Annapolis."
Flood insurance and waterfront appraisals need planning. We price both early.
Payment calculator"We keep losing bids in Severna Park."
A same day letter and a clean file make your offer stronger.
Paperwork neededWhere we lend
North county to the bay
One mortgage company in Anne Arundel County MD file covers Annapolis, the Fort Meade corridor and the northern suburbs. Searching for a mortgage lender near me from Crofton or Pasadena? The same team handles Anne Arundel County home loans throughout.
- Annapolis
- Odenton
- Fort Meade
- Severn
- Hanover
- Glen Burnie
- Pasadena
- Severna Park
- Arnold
- Crofton
- Gambrills
- Millersville
- Edgewater
- Davidsonville
- Crownsville
Meeting in person
Anne Arundel to our office
Western Anne Arundel is close to our office. Here is how long the drive to this mortgage company in Anne Arundel County MD usually takes.
- From OdentonMD 32 westAbout 20 min
- From Glen BurnieMD 100 to MD 32 westAbout 30 min
- From Severna ParkI 97 to MD 32 westAbout 35 min
- From AnnapolisUS 50 to I 97 and MD 32About 40 min
Other locations
More of Maryland we serve
Each area below works with the same team and lenders.
Before you apply
Before you make an offer
What Anne Arundel buyers look at before choosing a lender.
Find out what you qualify for
Be ready before the next listing
Tell us how you are paid and what you want to buy. Options come back in writing, and your credit is not pulled until you choose.
Call (443) 494 4001 to talk with a mortgage company in Anne Arundel County MD, or apply online.
Access Financial Mortgage Corp. NMLS 1370402. Maryland Mortgage Lender License 21763. Equal Housing Opportunity. This is not a commitment to lend. All loans are subject to credit approval, property review and program guidelines.
FAQ
Anne Arundel buyers want to know
Why use a mortgage company instead of a bank near base?
A bank quotes its own loans. A mortgage company in Anne Arundel County MD compares many lenders, which matters in a market this fast.
What is the 2026 loan limit in Anne Arundel County?
The county uses the $832,750 baseline for a single family home. Larger loans are jumbo loans.
Is there help for a first time home buyer in Anne Arundel?
Yes. A first time home buyer Anne Arundel file starts at 3 percent down. The Maryland Mortgage Program may help too.
Do waterfront homes need flood insurance?
If the home sits in a flood zone, the lender will require it. We add that cost to your estimate early.
Can I meet you in person?
Yes. Our Fulton office is about 20 minutes from Odenton along MD 32.
How soon can I get a preapproval?
Many buyers who call a mortgage company in Anne Arundel County MD like ours have one the same day.