Maryland
Mortgage Company in Maryland
- 100+ lenders, one application
- Based in Fulton, Maryland
- No credit pull to start
We are a Maryland company, based in Maple Lawn between Baltimore and Washington. Access Financial is an independent mortgage company in Maryland that sends one application to more than 100 lenders.
Serving
Every Maryland county, from our Fulton office
Office
8115 Maple Lawn Blvd, Suite 350
Fulton, MD 20759
Phone
(443) 494-4001- Lenders100+ wholesale
- PreapprovalSame day letter
- MD license21763
- NMLS1370402
- $436KTypical Maryland home
- 11 daysTo pending, statewide
- 2 limits$832,750 or $1,249,125
- FultonOur home office
Maryland locations
Find your area
Pick your area for local prices, loan limits and drive times.
Loan programs
Every major loan type, statewide
A Bethesda jumbo and a Baltimore rowhouse need very different loans. Each runs through one mortgage company in Maryland and one loan officer.
Purchase loans
Maryland home loans for condos, rowhouses, townhouses and single family homes in any county.
About purchase loansConventional 97
3 percent down for qualified buyers. A common start for a first time home buyer Maryland file.
About Conventional 97VA purchase loans
Fort Meade, Andrews and Walter Reed bring many VA buyers. VA loans in Maryland let eligible buyers put nothing down.
About VA loansJumbo loans
Counties near DC use $1,249,125 and most others use $832,750. Jumbo loans in Maryland start above those lines.
About jumbo loansFHA 203k renovation
Older rowhouses and postwar homes are common here. A 203k covers the price and the repairs.
About 203k loansGovernment contractor loans
Cleared and contract work fills the corridor from Fort Meade to Bethesda. Our lenders understand it.
About contractor loansWhy us
A Maryland office with 100 lenders behind it.
Banks can only lend their own funds. We are an independent mortgage company in Maryland, licensed by the state as lender 21763. Your file reaches more than 100 lenders and every offer comes back in writing.
Local enough to visit
Our Maple Lawn office sits off Route 29 in Howard County, within an hour of most of the state's buyers.
Two loan limits, planned for
DC area counties use the higher limit. Baltimore, Anne Arundel and most others use the baseline. We structure around the right one.
One loan officer to closing
The same person handles your file from the first call to the closing table.
No credit pull to begin
We start with the numbers you share and check credit only when you proceed.
The Maryland market
A steady state market that still moves fast.
Zillow put the typical Maryland home value near $436,104 in June 2026, with homes pending in about 11 days.
Local speed ranges from about a week in Anne Arundel to nearly three weeks in Prince George's County. A same day letter from a mortgage company in Maryland keeps you ready in either.
What one application gets you
- Lenders who can see your file100+
- Loan programs reviewed40+
- Time to a preapproval letterSame day
- Loan officers handling you1
- Credit pulled to get this farNone
Who we help
Where in Maryland are you headed?
Most calls to a mortgage company in Maryland start with one of these four.
"We are choosing between Silver Spring and Laurel."
Different limits, taxes and prices on each side of the county line. We compare both.
Silver Spring page"I have orders to Fort Meade."
VA files set up early close on schedule.
Anne Arundel County page"We want a Baltimore rowhouse to renovate."
A renovation loan funds the purchase and the rehab together.
Baltimore page"Our Bethesda purchase needs a jumbo."
We compare jumbo lenders side by side before you lock.
Bethesda pageWhere we lend
Every county in the state
One mortgage company in Maryland file covers every county, not only the ones with their own page. Searching for a mortgage lender near me in Howard or Frederick County? The same team handles Maryland home loans statewide.
- Howard County
- Montgomery County
- Prince George's County
- Anne Arundel County
- Baltimore City
- Baltimore County
- Frederick County
- Carroll County
- Harford County
- Charles County
- Calvert County
- St. Mary's County
- Columbia
- Ellicott City
- Laurel
Meeting in person
Our office in Maple Lawn
Every file with our mortgage company in Maryland team can close by phone and online, but our door is open. Approximate drive times to 8115 Maple Lawn Blvd are below.
- From ColumbiaRoute 29 southAbout 10 min
- From LaurelMD 216 westAbout 15 min
- From Silver SpringRoute 29 northAbout 25 min
- From Downtown BaltimoreI 95 south to MD 32About 35 min
Before you apply
Start with these
What Maryland buyers read before choosing a lender.
Find out what you qualify for
Talk to a Maryland lender this week
Tell us how you earn and where you want to buy. We send each option in writing before anything touches your credit.
Call (443) 494 4001 to reach a mortgage company in Maryland that you can visit in person, or apply online.
Access Financial Mortgage Corp. NMLS 1370402. Maryland Mortgage Lender License 21763. Equal Housing Opportunity. This is not a commitment to lend. All loans are subject to credit approval, property review and program guidelines.
FAQ
Maryland mortgage questions
Are you licensed to lend in Maryland?
Yes. Access Financial holds Maryland license 21763 and NMLS 1370402. As a mortgage company in Maryland, we lend in every county.
What are the 2026 loan limits in Maryland?
Counties in the Washington area, including Montgomery and Prince George's, use $1,249,125 for a single family home. Baltimore, Anne Arundel and most others use $832,750.
Is there help for a first time home buyer in Maryland?
Yes. A first time home buyer Maryland file can start at 3 percent down. The Maryland Mortgage Program also offers statewide help.
Do you only lend in the areas listed here?
No. The pages cover our busiest areas, but we lend across the whole state.
Where is your office?
8115 Maple Lawn Blvd, Suite 350, in Fulton, Howard County. Visits are welcome.
How fast can I get preapproved?
Many buyers who call a mortgage company in Maryland like ours have a letter the same day.