Prince George's County, Maryland
Mortgage Company in Prince George's County, MD
- 100+ lenders, one application
- Joint Base Andrews families
- No credit pull to start
Prince George's County offers DC access at prices well below its neighbors. Access Financial is an independent mortgage company in Prince George's County MD, based just across the line in Fulton.
Serving
Laurel to Upper Marlboro and National Harbor
Office
8115 Maple Lawn Blvd, Suite 350
Fulton, MD 20759
Phone
(443) 494-4001- Lenders100+ wholesale
- PreapprovalSame day letter
- MD license21763
- NMLS1370402
- $430KTypical county home
- 19 daysTo pending
- $1,249,1252026 loan limit
- 15 minLaurel to our office
Loan programs
Loans for Bowie, Laurel and everywhere between
Townhouses in Largo, colonials in Bowie and condos at National Harbor. One mortgage company in Prince George's County MD covers all of them.
VA purchase loans
VA loans near Joint Base Andrews let eligible buyers purchase with no down payment and no monthly mortgage insurance.
About VA loansFHA loans
FHA loans in Prince George's County offer 3.5 percent down with flexible credit rules.
About FHA loansConventional 97
3 percent down for qualified buyers. A strong fit for a first time home buyer PG County file.
About Conventional 97Purchase loans
Prince George's County home loans for townhouses, condos and single family homes.
About purchase loansFHA streamline refinance
Already in an FHA loan? A streamline refinance can lower the payment with less paperwork.
About FHA streamlineGovernment contractor loans
Goddard, Andrews and federal agency contractors often earn in ways banks misread.
About contractor loansWhy us
Your neighbor across the county line.
A bank offers only its own loans. We are an independent mortgage company in Prince George's County MD. Buyers use us to compare more than 100 lenders, from an office 15 minutes from Laurel.
Base moves on schedule
Orders to Andrews come with dates. We set up your VA file before you arrive.
Federal pay understood
GS steps, contractor income and shift differentials are routine for our lenders.
One loan officer to closing
The same person handles your file from the first call to the last signature.
No credit pull to start
We look at your numbers first. Credit comes later, only if you proceed.
The county market
More room to shop than the rest of the region.
Zillow put the typical Prince George's County home value near $430,494 in July 2026. Homes went to pending in about 19 days.
That pace gives buyers a little breathing room. A same day letter from a mortgage company in Prince George's County MD lets you act the moment the right home appears.
What one application gets you
- Lenders who can see your file100+
- Loan programs reviewed40+
- Time to a preapproval letterSame day
- Loan officers handling you1
- Credit pulled to get this farNone
Who we help
Which of these is your story?
Most calls to a mortgage company in Prince George's County MD start with one of these four.
"We just got orders to Joint Base Andrews."
We confirm your entitlement and line up the VA appraisal early.
VA entitlement explained"I have an FHA loan on my Bowie townhouse from 2023."
A streamline refinance may lower the payment without a full appraisal.
FHA streamline refinance"We rent in College Park and want to stay near campus."
Compare rent to a real monthly payment before you decide.
Rent vs buy calculator"I work contract jobs at Goddard in Greenbelt."
Contract income counts with lenders that understand federal work.
Government contractor loansWhere we lend
North county, south county, all of it
One mortgage company in Prince George's County MD file covers Laurel down to Fort Washington. Searching for a mortgage lender near me from Bowie or Greenbelt? The same team handles Prince George's County home loans throughout.
- Laurel
- Bowie
- College Park
- Greenbelt
- Hyattsville
- Beltsville
- Largo
- Upper Marlboro
- Mitchellville
- Lanham
- District Heights
- Clinton
- Fort Washington
- Oxon Hill
- National Harbor
Meeting in person
A short drive to Fulton
Northern Prince George's County is close to our office. Approximate drive times to this mortgage company in Prince George's County MD are below.
- From LaurelMD 216 westAbout 15 min
- From College ParkI 95 north to MD 216About 25 min
- From BowieMD 197 to I 95 northAbout 30 min
- From Upper MarlboroI 495 to I 95 northAbout 45 min
Other locations
We also serve these Maryland areas
Each area below works with the same loan officer team.
Before you apply
Helpful before you call
What county buyers read before choosing a lender.
Find out what you qualify for
Get your options from next door
Tell us how you are paid and what you want to buy. Every option comes back in writing, with your credit untouched until you choose.
Call (443) 494 4001 to talk with a mortgage company in Prince George's County MD, or apply online.
Access Financial Mortgage Corp. NMLS 1370402. Maryland Mortgage Lender License 21763. Equal Housing Opportunity. This is not a commitment to lend. All loans are subject to credit approval, property review and program guidelines.
FAQ
Prince George's County questions
Why choose a mortgage company over a bank?
Banks stick to their own loan menu. A mortgage company in Prince George's County MD compares many lenders so you see more than one price.
What is the 2026 loan limit in Prince George's County?
As part of the high cost Washington area, the county uses $1,249,125 for a single family home.
Can a first time home buyer in PG County buy with little down?
Yes. A first time home buyer PG County file starts at 3 percent down, 3.5 percent with FHA or zero with VA. The Maryland Mortgage Program may help as well.
Can I refinance my FHA loan with less paperwork?
Often, yes. An FHA streamline refinance can skip the appraisal when you qualify.
Are you close enough to meet?
Yes. Our Fulton office is about 15 minutes from Laurel.
How quickly can I get preapproved?
Many buyers who call a mortgage company in Prince George's County MD like ours have a letter the same day.