Buy the next one before this one sells.
Bridge financing across Maryland, Virginia, Washington DC, North Carolina and Florida, from our office in Fulton, Maryland.
A contingent offer is the weakest thing you can put in front of a seller. A bridge loan removes the contingency.
Applications go out without your personal information attached. You decide who sees it in full.
100+ Lenders
Approval Within 24 Hours
30+ Years of Mortgage Experience
No Credit Pull • No Obligation
A bridge loan is usually right if this is you
| YOUR SITUATION | WHY THIS LOAN FITS | GO TO |
|---|---|---|
| You found the next house before selling this one | The classic case, and a common one in a fast market | All purchase loans → |
| Your offer keeps losing to non-contingent buyers | This is what the product exists to solve | Talk to us → |
| You are an investor between deals | Bridging keeps you moving without waiting on a completion | Fix and flip → |
| You are relocating on a deadline | Job moves and PCS orders rarely wait for a sale | VA loans for PCS → |
| The equity is in the current home | That equity is what the bridge is secured against | Cash out refinance → |
One application. Better options. Simple process.
One simple application gives us what we need to explore the right mortgage options for your unique situation.
1
Submit the documents
Upload the required documents so we can review your application and move your loan forward.
2
We Shop 100+ Lenders
We compare lenders and find the loan options that fit your situation.
3
You Choose. We Close
Pick the option that works for you. We handle the process from underwriting to closing.
What a bridge file needs
Equity in the property you are leaving
This is what makes the bridge possible.
A credible sale plan
How and when the current property will sell, and at what price.
Ability to carry both, briefly
Lenders assess whether you can hold two positions for a period.
A credit history the lender can price
Standard.
An exit
Almost always the sale. Occasionally a refinance.
A short timeline
Bridge finance is designed to be temporary and priced accordingly.
No rates or figures here on purpose. Yours depend on your credit, the county and the program. A licensed loan officer gives you real numbers on the call.
What to watch for, and we will not bury it
It is expensive by design
Short-term money costs more. Judged against losing the house you want, that is often still the right trade.
If the sale slips, the cost grows
Price the property to sell rather than to test the market. A bridge rewards decisiveness.
You are carrying two properties
Briefly, and deliberately. Be honest with yourself about how long you could hold that if the sale is slow.
Nadeem Bhatti
Where we place bridge loans
Maryland
Virginia
Washington DC
North Carolina
Florida
Texas
We are a mortgage company serving these areas. We do not keep a branch in each one. Every mortgage loan is worked from 8115 Maple Lawn Blvd, Suite 350, Fulton, Maryland.
What buyers ask about bridge loans
What is a bridge loan?
Short-term finance secured against your current home, letting you buy the next one before this one sells.
How long does it last?
Months rather than years. It is designed to be repaid from the sale of the property you are leaving.
Is it expensive?
More than a standard mortgage, yes. It is priced for speed and short duration.
What if my house does not sell?
That is the main risk. Extensions are usually possible and they cost money, so price the sale realistically from the start.
Is a HELOC a cheaper alternative?
Sometimes, if you can arrange it before you list. Once the house is on the market, most lenders will not open one.
See whether a bridge makes sense
Tell us about both properties and your timeline. We will tell you honestly whether bridging is the right tool, free.