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Licensed in VA - MD - DC - CA - FL - TX - WV
We're not a bank. We work for you
Access Financial Mortgage Corp. is a multi-state licensed mortgage broker based in Fulton, Maryland. As a broker – not a retail bank – we access wholesale rates from 100+ institutional lenders and shop your loan across all of them to find the best rate and program for your situation.
That distinction matters. A bank offers one product at their rate. We offer the entire market at the best available rate. On a 30-year mortgage, that difference compounds into tens of thousands of dollars.
We’re licensed in Virginia (MC-5948), Maryland (#21763), DC (#MLB1370402), California (#60DBO57445), Florida (#MBR2238), Texas, and West Virginia (#MB1370402). Wherever you are in our 7-state footprint, your loan comes with the same wholesale rate access, the same 100+ lender panel, and the same dedicated loan officer model.
20+YEARS OF EXPERIENCE
OUR CREDENTIALS
Verified, licensed, and accountable - here's how to check
NMLS# 1370402 — Verified Multi-State License
Access Financial Mortgage Corp. is registered on the Nationwide Mortgage Licensing System. Our license is publicly searchable at nmlsconsumeraccess.org. Every loan officer in our office holds an individual NMLS license. No unlicensed staff member handles your mortgage file.
HUD-Approved HECM Lender
We are an approved originator of FHA-insured Home Equity Conversion Mortgages (HECM). HUD approval is required to originate reverse mortgages – it cannot be self-declared. Our HECM practice follows the education-first, no-pressure approach required by federal guidelines.
VA-Certified Loan Officers
Our VA loan officers are certified in VA loan origination, entitlement calculations, Certificate of Eligibility requests, and VA Minimum Property Requirement appraisals. We close VA loans in 30 days — the same timeline as conventional purchases.
Bilingual Service - English, Spanish, Korean, Hindi, Urdu
We have bilingual loan officers available for Spanish, Korean, Hindi, and Urdu-speaking borrowers. Language is the primary barrier to homeownership for many immigrant communities. We remove it.
100% Digital — Close From Anywhere
Our entire mortgage process is digital-first. Secure online application, e-signature, document upload, and real-time loan status updates. Military families, remote buyers, and out-of-state investors close without stepping into an office.
Your Trusted Mortgage Brokde
Financial Mortgage Specialists
Trusted By 56+ Clients
OUR MISSION
To give every borrower — regardless of income source, employment structure, nationality, or life stage — access to the full mortgage market, the best available rate, and a loan officer who treats their situation as the only one that matters.
OUR VISION
The numbers behind the decisions
Access Financial by the Numbers
+
lender partners shopped on every single loan
licensed states — VA, MD, DC, CA, FL, TX, WV
loan programs — every situation covered
hr
standard pre-approval turnaround
We’re a licensed mortgage broker — which means we work for you, not a lender. From first quality conventional rates to hardship and specialty programs, we’ve placed borrowers at every point on the spectrum. NMLS# 1370402.
Home Loan
Refinance
VA loan
Investor Loan
Non QM
Our Team
A dedicated loan officer - not a call center
When you work with Access Financial, one loan officer handles your file from the first conversation to the closing table. Their direct line. Their email. No transfers. No ‘your file has been assigned to our processing team.’
That model exists because the #2 complaint in the mortgage industry — after closing cost surprises — is communication blackouts during processing. We solve it by design, not by accident.
Each professional brings a strategic, client-focused approach to delivering exceptional service and long-term value. Together, we are committed to guiding every client with integrity.
Sophia Bennett
Alexander Moore
Isabella Turner
Daniel Wright
Quick answers — the 3 questions purchase borrowers ask us first
Access Financial is a licensed mortgage broker, not a bank. The distinction matters: a bank offers only its own loan products. A mortgage broker accesses wholesale rates from 100+ lenders and shops your loan across all of them. You get the best available rate from the entire market — not just what one institution decides to offer.
Access Financial Mortgage Corp. is registered on the Nationwide Mortgage Licensing System under NMLS# 1370402. You can verify our license at nmlsconsumeraccess.org — search by company name or NMLS number. State licenses: Virginia MC-5948 · Maryland #21763 · DC #MLB1370402 · California #60DBO57445 · Florida #MBR2238 · West Virginia #MB1370402.
Access Financial is licensed to originate mortgages in 7 states: Virginia, Maryland, Washington DC, California, Florida, Texas, and West Virginia. Every licensed state has the same wholesale rate access through our 100+ lender network — same programs, same dedicated loan officer model, same 24-hour pre-approval standard.
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ARVON
Our clients value discretion, expertise, and results. Here’s what they say about their experience working with Arvon in the luxury real estate market.
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