Where we lend
Find a Mortgage Company Near You
- Licensed in 5 markets
- 100+ lenders, one application
- No credit pull to start
Pick your state, find your city and see how we lend there. Searching for a mortgage company near me? Access Financial is a licensed mortgage company that sends one application to more than 100 lenders, wherever you are buying.
Serving
Virginia, Maryland, DC, North Carolina and Florida
Office
8115 Maple Lawn Blvd, Suite 350
Fulton, MD 20759
Phone
(443) 494-4001- VA licenseMC-5948
- MD license21763
- DC licenseMLB1370402
- FL licenseMBR2238
- NMLS1370402
- 5Licensed markets
- 34Local area pages
- 100+Wholesale lenders
- Same dayPreapproval letter
Choose your state
Where are you buying?
Tap your state to see every local page, or jump straight to your city.
Virginia
License MC-5948From Arlington condos to Hampton Roads VA loans. Two loan limits, 12 local pages.
- Northern Virginia
- Woodbridge
- Dale City
- Manassas
- Fairfax County
- Loudoun County
- Prince William County
- Arlington
- Alexandria
- Hampton Roads
- Richmond
- Fredericksburg
Maryland
License 21763Our home state. Our Fulton office sits between Baltimore and DC.
All Maryland locationsWashington, DC
License MLB1370402Condos, co ops and row houses across all eight wards.
Explore Washington, DCNorth Carolina
Licensed in NCRelocations, the Research Triangle and Fort Bragg moves.
All North Carolina locationsFlorida
License MBR2238Condo rules, insurance costs and a true buyer's market.
All Florida locationsLoan programs
The same loan menu in every state
Choosing a mortgage company near me should not limit your loan options. Here are the programs people ask about most.
Purchase loans
Conventional, FHA and low down payment options for condos, townhouses and houses.
About purchase loansVA home loans
No down payment for eligible buyers near bases in all five markets.
About VA loansDown payment assistance
State and local programs can cover part of your down payment. We check every one you qualify for.
About down payment helpRefinancing
Lower the payment, shorten the term or take cash out. We run the numbers first.
About refinancingNon QM and self employed
Bank statement, P and L and asset based loans for income that does not fit a W2.
About Non QM loansInvestor loans
DSCR, short term rental and multi family loans that qualify on the property.
About investor loansWhy us
One company, five markets, 100 lenders.
A local bank can only lend in its own footprint, from its own shelf. Access Financial is a licensed mortgage company in five markets. One application reaches more than 100 lenders, and every offer comes back in writing.
Licensed where you buy
Virginia, Maryland, DC, North Carolina and Florida. Moving between them? Keep the same loan officer.
Local rules, handled
Loan limits, condo laws and insurance costs change by state. We plan for the one you are buying in.
One loan officer to closing
The person who takes your first call stays on your file until the keys are yours.
No credit pull to start
We look at your numbers first. Credit is checked only when you choose to go ahead.
What changes by state
Same process, different local rules.
Buying near DC is not the same as buying in Tampa. DC area counties use a $1,249,125 conforming limit in 2026, while most other areas use $832,750.
Florida adds condo inspection rules and higher insurance. North Carolina brings relocations. A mortgage company near me that knows each state saves you surprises.
What we watch in each market
- VirginiaTwo loan limits
- MarylandLocal office visits
- Washington, DCCondo and co op reviews
- North CarolinaOut of state movers
- FloridaInsurance and condo rules
Who we help
What kind of move are you making?
Most people who look for a mortgage company near me fit one of these four. Each card leads to the loan that fits.
"I have military orders and a report date."
VA files set up before you arrive, in any of our five markets.
VA loans for PCS moves"This is our first home and savings are tight."
Low down payment loans plus local assistance programs.
Down payment assistance"I work for myself and my returns look thin."
Qualify on bank deposits instead of taxable income.
Bank statement loans"I want to buy a rental property."
Qualify on the rent the home earns, not your paycheck.
DSCR rental loansFind your area
Pick a city for local details
Each city page shows local prices, loan limits and neighborhoods, the details a mortgage company near me search should answer. Looking for a mortgage lender in Virginia, a mortgage lender in Maryland, a DC mortgage lender, a mortgage lender in North Carolina or a mortgage lender in Florida? Start with your state above.
How it works
Four steps in any state
Working with a mortgage company near me should not mean a branch visit. Everything runs by phone and online.
- First callIncome, savings and where you are buyingAbout 10 min
- Lender matchFile sent to lenders that fitSame day
- PreapprovalA written letter for your agentSame day
- ClosingOne loan officer the whole way30 to 45 days
Before you apply
Start with these
What buyers read before choosing a mortgage company near me.
Find out what you qualify for
One call, five markets
Tell us how you earn and where you want to buy. Every option comes back in writing, and credit waits until you choose.
Call (443) 494 4001 to reach a mortgage company near me that lends where you live, or apply online.
Access Financial Mortgage Corp. NMLS 1370402. Virginia State Corporation Commission License MC-5948. Maryland Mortgage Lender License 21763. Licensed in North Carolina. Florida License MBR2238. District of Columbia License MLB1370402. Equal Housing Opportunity. This is not a commitment to lend. All loans are subject to credit approval, property review and program guidelines.
FAQ
Questions about where we lend
Which states do you lend in?
Virginia, Maryland, Washington DC, North Carolina and Florida. As a mortgage company near me for buyers in all five, we use one lender list everywhere.
Do you have an office in my state?
Our office is at 8115 Maple Lawn Blvd in Fulton, Maryland. Buyers everywhere else work with us by phone and secure upload.
Can I keep the same loan officer if I move states?
Yes. We are licensed in all five markets, so your loan officer can follow you.
What are the 2026 loan limits?
Counties near DC use $1,249,125 for a single family home. Most other counties in our markets use $832,750.
My city is not listed. Can you still help?
Yes. The city pages cover our busiest areas, but we lend statewide in every market we serve.
How fast can I get preapproved?
Many buyers who call a mortgage company near me like ours have a written letter the same day.