Money for the purchase and the work on your timeline.
Fix and flip financing across Maryland, Virginia, Washington DC, North Carolina and Florida, from our office in Fulton, Maryland.
Short-term, speed-driven lending. What matters here is the deal, the plan and how fast you can close.
Applications go out without your personal information attached. You decide who sees it in full.
100+ Lenders
Approval Within 24 Hours
30+ Years of Mortgage Experience
No Credit Pull • No Obligation
Fix and flip financing is usually right if this is you
| YOUR SITUATION | WHY THIS LOAN FITS | GO TO |
|---|---|---|
| You are buying to renovate and sell | The core use. Short-term money against a defined project | Bridge loans → |
| The property will not pass a normal appraisal | Homes that are not habitable cannot be financed conventionally | FHA 203k → |
| You are competing at auction or against cash | Speed is the product here as much as the money | Talk to us → |
| You have done this before | Experience genuinely improves your terms in this market | Portfolio loans → |
| You intend to keep it and rent it instead | Then you want the exit planned from the start | DSCR loans → |
One application. Better options. Simple process.
One simple application gives us what we need to explore the right mortgage options for your unique situation.
1
Submit the documents
Upload the required documents so we can review your application and move your loan forward.
2
We Shop 100+ Lenders
We compare lenders and find the loan options that fit your situation.
3
You Choose. We Close
Pick the option that works for you. We handle the process from underwriting to closing.
What a fix and flip file needs
The deal
Purchase price, the work, the projected value afterwards. These three numbers are the file.
A scope and budget
Priced properly rather than estimated. Lenders read this closely.
Track record, if you have one
Previous projects improve your terms materially. First-timers can still borrow.
A deposit and cash for the work
Draws usually reimburse work done rather than fund it upfront.
An exit plan
Sale or refinance. The lender wants to know how they get repaid.
Speed on your side too
These lenders move fast. Slow paperwork from you is usually what delays them.
No rates or figures here on purpose. Yours depend on your credit, the county and the program. A licensed loan officer gives you real numbers on the call.
What to watch for, and we will not bury it
Draws reimburse, they do not advance
You generally pay for a stage, it gets inspected, then you are reimbursed. Budget working capital for that gap.
It is short-term money
The clock starts at closing. If the project overruns, extensions cost money. Build in more time than the plan says.
Your exit needs to be real
If the sale is slow, the refinance has to be available. Plan both before you buy, not afterwards.
Nadeem Bhatti
Where we place fix and flip loans
Maryland
Virginia
Washington DC
North Carolina
Florida
Texas
We are a mortgage company serving these areas. We do not keep a branch in each one. Every mortgage loan is worked from 8115 Maple Lawn Blvd, Suite 350, Fulton, Maryland.
What flippers ask first
Can I get one as a first-time flipper?
Usually yes, though experience improves your terms. Bring a properly costed plan rather than an estimate.
How do the draws work?
You generally fund a stage, it is inspected, then you are reimbursed. Plan working capital for that gap.
How fast can you close?
Fast, when the deal is clear. Tell us your deadline at the start and we will tell you honestly if it is achievable.
What if it does not sell?
Then you refinance onto a rental loan, usually DSCR. Arrange that exit before you buy rather than when you need it.
Can I use a 203k instead?
Only if you will live in it. A 203k is for owner-occupiers, not for resale projects.
Get your project priced
Send us the purchase price, the scope and the projected value. We will price it and tell you the realistic timeline, free.