Hold the property in the company, not in your name.
LLC and entity lending across Maryland, Virginia, Washington DC, North Carolina and Florida, from our office in Fulton, Maryland.
Most conventional lenders will not lend to a company at all. Investor lenders often prefer it.
Applications go out without your personal information attached. You decide who sees it in full.
100+ Lenders
Approval Within 24 Hours
30+ Years of Mortgage Experience
No Credit Pull • No Obligation
Entity lending is usually right if this is you
| YOUR SITUATION | WHY THIS LOAN FITS | GO TO |
|---|---|---|
| You already hold property in an LLC | Refinancing inside the entity avoids moving title around | Cash out refinance → |
| You are buying with partners | A shared entity is usually cleaner than joint personal ownership | Portfolio loans → |
| You want the loan off your personal credit | Entity lending often does not report the same way | DSCR loans → |
| Your accountant advised a company structure | We work to the structure rather than asking you to unpick it | Talk to us → |
| You are building a portfolio | Entities make scaling considerably easier once you pass a few doors | Portfolio loans → |
One application. Better options. Simple process.
One simple application gives us what we need to explore the right mortgage options for your unique situation.
1
Submit the documents
Upload the required documents so we can review your application and move your loan forward.
2
We Shop 100+ Lenders
We compare lenders and find the loan options that fit your situation.
3
You Choose. We Close
Pick the option that works for you. We handle the process from underwriting to closing.
What an entity file needs
The entity documents
Articles, operating agreement and EIN, depending on the state and the lender.
Clarity on who the members are
Lenders look at the people behind the company as well as the company itself.
Usually a personal guarantee
Common on smaller entity loans. Not universal, and worth asking about.
A credit history for the guarantors
The entity has no credit file of its own in most cases.
A property that stands up
On DSCR, that means the rent covers the payment.
A lender that lends to entities
This is the constraint. Most retail lenders simply will not.
No rates or figures here on purpose. Yours depend on your credit, the county and the program. A licensed loan officer gives you real numbers on the call.
What to watch for, and we will not bury it
Most banks will not do this at all
It is not that your file is weak. Lending to a company is outside the product range of most retail lenders.
A personal guarantee is common
Holding in an entity does not always mean walking away from personal liability. Read what you are signing.
Moving an existing property into an LLC has consequences
Transferring title on a financed property can breach the loan terms. Speak to us and your attorney before you move anything.
Nadeem Bhatti
Where we place entity loans
Maryland
Virginia
Washington DC
North Carolina
Florida
Texas
We are a mortgage company serving these areas. We do not keep a branch in each one. Every mortgage loan is worked from 8115 Maple Lawn Blvd, Suite 350, Fulton, Maryland.
What investors ask about LLC lending
Can I get a mortgage in my LLC’s name?
Yes, through investor lenders. Most conventional and retail lenders will not lend to a company at all.
Will I still need a personal guarantee?
Often, particularly on smaller loans. It varies by lender and is worth confirming before you proceed.
Can I move a property I already own into an LLC?
Sometimes, but transferring title on a financed property can breach your existing loan. Check with us and your attorney first.
Does it keep the loan off my credit file?
Frequently, though not always. If that is a goal, say so at the start so the file is placed accordingly.
Is it more expensive?
Usually somewhat, because the lender pool is smaller. Against the structural benefits, many investors consider it worthwhile.
Talk through the structure first
Tell us how the entity is set up and what you are buying. We will find the lenders that work with it, free.